OCC Updates

Subject: Counterfeit Cashier’s Checks
Date: September 20, 2019
Description: Consumers National Bank


 
Counterfeit Cashier’s Checks of Consumers National Bank, Minerva, Ohio

To: Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chair, Board of Governors of the Federal Reserve System; Chair, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel

The above-named bank has reported that counterfeit cashier’s checks using the bank’s routing number of 041201143are being presented for payment nationwide in connection with a variety of online auction overpayment and job opportunity scams.

The counterfeit checks may be identified by the following traits:

  • The checks are blue and contain an outdated bank logo of CNB in the upper left corner of the check.
  • The following security statement is located within the top border: “FOR SECURITY PURPOSES, THE BORDER OF THIS DOCUMENT CONTAINS MICROPRINTING.”
  • The ABA number appears 56-114/412.
  • The following statement is located above the single Authorized Signature line: “Drawer: Consumers National Bank. THIS CHECK VOID IF NOT CASHED WITHIN 6 MONTHS.”

Checks presented to date have been made payable in varying amounts and may contain a remitter name of “Jim Kirk.”

For additional information and to verify the authenticity of cashier’s checks drawn on Consumers National Bank, please contact Risk & Compliance Officer Christina Montgomery by mail at 614 E. Lincoln Way, Minerva, OH 44657, by telephone at (330) 868-9057, by fax at (330) 868-3460, or by email at cmontgomery@consumersbank.com.

Consumers who receive counterfeit or fictitious items and associated material should file complaints with the following agencies, as appropriate:

  • U.S. Department of the Treasury, Office of Inspector General (OIG): by telephone at (800) 359‑3898 or by visiting the OIG website.
  • Federal Trade Commission (FTC): by telephone at (877) FTC-HELP or, for filing a complaint electronically, via the FTC’s website.
  • National Consumers League (NCL): by telephone at (202) 835-3323 or by email. To file a fraud complaint, visit the NCL fraud website.
  • Better Business Bureau (BBB): The BBB system serves markets throughout Canada, Puerto Rico, and the United States and is the marketplace leader in advancing trust between businesses and consumers. The website offers contact information for local BBBs, objective reports on more than 2 million businesses, consumer scam alerts, and tips on a wide variety of topics that help consumers find trustworthy businesses and make wise purchasing decisions.
  • Federal Bureau of Investigation Internet Crime Complaint Center (to report scams that may have originated via the internet).
  • If correspondence is received via the U.S. Postal Service, contact the U.S. Postal Inspection Service by telephone at (888) 877-7644; by mail at U.S. Postal Inspection Service, Office of Inspector General, Operations Support Group, 222 S. Riverside Plaza, Suite 1250, Chicago, IL 60606-6100; or via the online complaint form.

Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to

Office of the Comptroller of the Currency
Special Supervision Division
400 7th St. SW, Suite 3E-218; MS 8E-12
Washington, DC 20219
Phone: (202) 649-6450
Fax: (571) 293-4925
www.occ.gov
occalertresponses@occ.treas.gov

For additional information regarding other types of financial fraud, please visit the OCC’s anti-fraud resources page.

Monica A. Freas
Director for Enforcement and Compliance

Link:

OCC Notice

FOR IMMEDIATE RELEASE
September 19, 2019
Contact: (202) 649-6870
 
OCC Enforcement Actions and Terminations

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations.

All Cease and Desist Orders, Civil Money Penalty Orders, and Removal/Prohibition Orders are issued with the consent of the parties, unless otherwise indicated as a Decision and Order issued by the Comptroller of the Currency.

Copies of the final actions are available for download by viewing the searchable database of all public enforcement actions taken since August 1989 at http://apps.occ.gov/EnforcementActions.

View the current actions by selecting the enforcement actions below. You may also submit a request electronically to obtain copies through the OCC’s online FOIA site, https://foia-pal.occ.gov or by writing to the Comptroller of the Currency, Communications Division, Suite 3E-218, Washington, DC 20219. When ordering, please specify the appropriate enforcement action number. 

Notices Filed

Action Type No. Name/Bank/City State Date
Notices Filed N19-007 Eric M. Clevenger, PNC Bank, National Association, Wilmington Delaware 08/26/2019

 

Removal/Prohibition Orders

Action Type No. Name/Bank/City State Date
Removal/Prohibition Orders 2019-046 Nodia Harris, The Huntington National Bank, Columbus Ohio 08/19/2019
Removal/Prohibition Orders 2019-047 Lori Christine Woodson, The City National Bank and Trust Company of Lawton, Oklahoma, Lawton Oklahoma 09/03/2019
Removal/Prohibition Orders 2019-048 Teanna Smith, Wells Fargo Bank, National Association, Sioux Falls South Dakota 08/28/2019
Removal/Prohibition Orders 2019-049 Adrian Hawkins, Capital One, National Association, McLean Virginia 08/26/2019

 

Terminations of Existing Enforcement Actions

Action Type No. Type/Bank/City/Old EA# State Date
Terminations of Existing Enforcement Actions 2019-050 C&D,Interamerican Bank, a FSB, Miami (EA# 2012-229) Florida 08/09/2019
Terminations of Existing Enforcement Actions 2019-051 FA, The First National Bank of Lacon, Lacon (EA# 2016-091) Illinois 08/01/2019
Terminations of Existing Enforcement Actions 2019-052 FA, Community National Bank in Monmouth, Monmouth (EA# 2017-054) Illinois 06/05/2019
Terminations of Existing Enforcement Actions 2019-053 FA, Homestead Savings Bank, Albion (EA# 2014-118) Michigan 08/26/2019

# # #


General Correspondence Address

Office of the Comptroller of the Currency
400 7th Street, SW
Washington, D.C. 20219

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Link:

OCC Notice

FOR IMMEDIATE RELEASE
August 15, 2019
Contact: (202) 649-6870
 

OCC Enforcement Actions and Terminations

WASHINGTON — The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations.

All Cease and Desist Orders, Civil Money Penalty Orders, and Removal/Prohibition Orders are issued with the consent of the parties, unless otherwise indicated as a Decision and Order issued by the Comptroller of the Currency.

Copies of the final actions are available for download by viewing the searchable database of all public enforcement actions taken since August 1989 a http://apps.occ.gov/EnforcementActions/.

View the current actions by selecting the enforcement actions below. You may also submit a request electronically to obtain copies through the OCC’s online FOIA site, https://foia-pal.occ.gov/ or by writing to the Comptroller of the Currency, Communications Division, Suite 3E-218, Washington, DC 20219. When ordering, please specify the appropriate enforcement action number.

Civil Money Penalty Orders
No. Name/Bank/City Date
Arkansas
2019-035 Chris Elkins, Simmons First National Bank, Pine Bluff 7/23/2019
California
2019-034 Daniel Weiss, Rabobank, National Association, Roseville 7/17/2019
2019-036 MUFG Union Bank, National Association, San Francisco 7/29/2019
Delaware
2019-037 Wilmington Savings Fund Society, Federal Savings Bank, Wilmington 6/13/2019
Louisiana
2019-043 Carroll Green, Beauregard FSB, Deridder 8/5/2019
2019-044 Rafeal Webb Stark, Beauregard FSB, Deridder 8/5/2019
Pennsylvania
2019-045 Scott A. Heintzelman, The Northumberland National Bank, Northumberland 8/1/2019

 

Formal Agreements
No. Name/Bank/City Date
Kansas
2019-038 The First National Bank of Hope, Hope 7/17/2019
Michigan
2019-039  Sterling Bank and Trust, FSB, Southfield 6/18/2019

 

Notices Filed
No. Name/Bank/City Date
Oklahoma
N19-006 William Brian Mulder, Firstar Bank, National Association, Sallisaw 7/11/2019

 

Personal Cease and Desist Orders
No. Name/Bank/City Date
Arkansas
2019-035 Chris Elkins, Simmons First National Bank, Pine Bluff 7/23/2019

 

Removal / Prohibition Orders
No. Name/Bank/City Date
California
2019-034 Daniel Weiss, Rabobank, National Association, Roseville 7/17/2019
New York
2019-040 Lisa Moore, First Niagara Bank, National Association, Buffalo 7/12/2019
North Carolina
2019-041 Jessica de la Caridad Suarez, Bank of America, National Association, Charlotte 1/4/2019
Pennsylvania
2019-045 Scott A. Heintzelman, The Northumberland National Bank, Northumberland 8/1/2019
South Dakota
2019-042 Lisandra Abreu, Wells Fargo Bank, National Association, Sioux Falls 7/29/2019

Link:

OCC Notice

Subject: Counterfeit Cashier’s Checks
Date: August 5, 2019
Description: National Bank of Blacksburg


 

Counterfeit Cashier’s Checks of National Bank of Blacksburg, Blacksburg, Va.

To: Chief Executive Officers of All National Banks and Federal Savings Associations; All State Banking Authorities; Chair, Board of Governors of the Federal Reserve System; Chair, Federal Deposit Insurance Corporation; Conference of State Bank Supervisors; Deputy Comptrollers (Districts); Assistant Deputy Comptrollers; District Counsels; and All Examining Personnel

The above-named bank has reported that counterfeit cashier’s checks using the bank’s routing number of 051403122are being presented for payment nationwide in connection with a variety of online auction and job opportunity scams.

While the counterfeit checks resemble the bank’s authentic items, they may be identified by the following traits:

  • The checks are light blue with a marbled background and contain a darker blue top border.
  • The top border contains the following security statement: “TO VERIFY AUTHENTICITY, SEE REVERSE SIDE FOR DESCRIPTION OF THE 10 SECURITY FEATURES.”
  • The check number appears faded in the upper right-hand corner.
  • A heat sensitive hologram security feature appears in the bottom center portion of the check encircled by the statement “HEAT SENSITIVE SHIELD. FADES WITH HEAT OR TOUCH.”
  • The remitter name may be “Nancy Wilson” or “Christel Johnson.”

Checks presented to date have been made payable in varying amounts between $1,250 and $7,350 and have been signed by Evelyn Sutherland.  

Correspondence received regarding the fictitious job opportunity may be received via Priority Mail and contain the letterhead of “The Brant Group.” Checks received with this correspondence are made payable for $2,450. Recipients are told to send a text message of “EXERCISE RECEIVED” to (281) 215-5416 or (281) 612-9912 to confirm receipt of the check. Potential victims are then instructed to deposit the counterfeit check and text the words “DRAFT LODGED” to the same numbers. Upon confirmation of funds availability, the recipient is to then text the words “TOTAL SUM OF $2450 READY” and include his or her name. The scammers will then text further instructions regarding the mystery shopping scam. Recipients are also told that they will be allowed to retain $250 as a salary for the assignment. The letter is signed by a “Mike Donald, Task Supervisor.” An email address of [mmikecompany10@aol] is provided.

For additional information and to verify the authenticity of cashier’s checks drawn on National Bank of Blacksburg, please contact Vice President of Operations Jennifer Kirschenman by mail at PO Box 90002, Blacksburg, VA 24068-9002, by telephone at (540) 951-6288, by fax at (540) 951-6337, or by email at jkirschenman@nbbank.com.

Consumers who receive counterfeit or fictitious items and associated material should file complaints with the following agencies, as appropriate:

  • U.S. Department of the Treasury, Office of Inspector General (OIG): by telephone at (800) 359‑3898 or by visiting the OIG website.
  • Federal Trade Commission (FTC): by telephone at (877) FTC-HELP or, for filing a complaint electronically, via the FTC’s website.
  • National Consumers League (NCL): by telephone at (202) 835-3323 or by email. To file a fraud complaint, visit the NCL fraud website.
  • Better Business Bureau (BBB): The BBB system serves markets throughout Canada, Puerto Rico, and the United States and is the marketplace leader in advancing trust between businesses and consumers. The website offers contact information for local BBBs, objective reports on more than 2 million businesses, consumer scam alerts, and tips on a wide variety of topics that help consumers find trustworthy businesses and make wise purchasing decisions.
  • Federal Bureau of Investigation Internet Crime Complaint Center (to report scams that may have originated via the internet).
  • If correspondence is received via the U.S. Postal Service, contact the U.S. Postal Inspection Service by telephone at (888) 877-7644; by mail at U.S. Postal Inspection Service, Office of Inspector General, Operations Support Group, 222 S. Riverside Plaza, Suite 1250, Chicago, IL 60606-6100; or via the online complaint form.

Additional information concerning this matter that should be brought to the attention of the Office of the Comptroller of the Currency (OCC) may be forwarded to

Office of the Comptroller of the Currency
Special Supervision Division
400 7th St. SW, Suite 3E-218; MS 8E-12
Washington, DC 20219
Phone: (202) 649-6450
Fax: (571) 293-4925
www.occ.gov
occalertresponses@occ.treas.gov

For additional information regarding other types of financial fraud, please visit the OCC’s anti-fraud resources page.

 

Monica A. Freas
Director for Enforcement and Compliance

Link:

OCC Notice

FOR IMMEDIATE RELEASE
July 23, 2019
Contact: Bryan Hubbard
(202) 649-6870
 

OCC Issues Consent Order of Prohibition and $50,000 Civil Money Penalty Against Former General Counsel of Rabobank N.A.

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today announced the issuance of a consent order of prohibition and $50,000 civil money penalty against Daniel Weiss, the former General Counsel of Rabobank, N.A., Roseville, Calif. (Bank).

The consent order prohibits Mr. Weiss from participating in the affairs of any federally insured depository institution and assesses a $50,000 civil money penalty for violations of law and unsafe or unsound practices alleged in the notice of charges (notice) issued on March 25, 2019.

The notice alleges that Daniel Weiss, as General Counsel of the Bank, participated in the continuous concealment of a third party report assessing the Bank’s Bank Secrecy Act program from the OCC in violation of 12 USC 481 and made false statements to the OCC in violation of 18 USC 1001.

On February 7, 2018, the Bank pled guilty to conspiracy to obstruct an OCC examination in violation of 18 USC 371 and 1517 in the U.S. District Court in the Southern District of California, and agreed to pay a forfeiture in the amount of $368,701,259 and a civil money penalty to the OCC in the amount of $50 million, based in part on the violation of 12 USC 481.

Links:

OCC Notice

Consent Order

Notice of Charges

FOR IMMEDIATE RELEASE
July 18, 2019
Contact: (202) 649-6870
 

OCC Enforcement Actions and Terminations

WASHINGTON — The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations.

All Cease and Desist Orders, Civil Money Penalty Orders, and Removal/Prohibition Orders are issued with the consent of the parties, unless otherwise indicated as a Decision and Order issued by the Comptroller of the Currency.

Copies of the final actions are available for download by viewing the searchable database of all public enforcement actions taken since August 1989 a http://apps.occ.gov/EnforcementActions/.

View the current actions by selecting the enforcement actions below. You may also submit a request electronically to obtain copies through the OCC’s online FOIA site, https://foia-pal.occ.gov/ or by writing to the Comptroller of the Currency, Communications Division, Suite 3E-218, Washington, DC 20219. When ordering, please specify the appropriate enforcement action number.

Cease and Desist Orders
No. Name/Bank/City Date
Kentucky
2019-029 McKinley Dailey, First Southern National Bank, Lancaster 6/7/2019

 

Civil Money Penalty Orders
No. Name/Bank/City Date
Kentucky
2019-029 McKinley Dailey, First Southern National Bank, Lancaster 6/7/2019

 

Formal Agreements
No. Name/Bank/City Date
Texas
2019-030 The First National Bank of Tahoka, Tahoka 6/20/2019

 

Prompt Corrective Action Directives
No. Name/Bank/City Date
New Jersey
2019-031 City National Bancshares Corporation, City National Bank of New Jersey, Newark 6/26/2019

 

Removal / Prohibition Orders
No. Name/Bank/City Date
Kentucky
2019-029 McKinley Dailey, First Southern National Bank, Lancaster 6/7/2019

 

Terminations of Existing Enforcement Actions
No. Type/Bank/City/Old EA# Date
Nebraska
2019-032 C&D, First National Bank of Omaha, Omaha (EA# 2016-075) 6/20/2019
New Jersey
2019-033 PCAD, City National Bank of New Jersey, Newark (EA# 2018-084) 6/26/2019

# # #

Link:

OCC Notice

Contact: (202) 649-6870

OCC Enforcement Actions and Terminations

WASHINGTON — The Office of the Comptroller of the Currency (OCC) today released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations.

All Cease and Desist Orders, Civil Money Penalty Orders, and Removal/Prohibition Orders are issued with the consent of the parties, unless otherwise indicated as a Decision and Order issued by the Comptroller of the Currency.

Copies of the final actions are available for download by viewing the searchable database of all public enforcement actions taken since August 1989 at http://apps.occ.gov/EnforcementActions/.

View the current actions by selecting the enforcement actions below. You may also submit a request electronically to obtain copies through the OCC’s online FOIA site, https://foia-pal.occ.gov/ or by writing to the Comptroller of the Currency, Communications Division, Suite 3E-218, Washington, DC 20219. When ordering, please specify the appropriate enforcement action number.

Notices Filed
No. Name/Bank/City Date
Delaware
N19-005 Walter F. Mills, Santander Bank, National Association, Wilmington 5/20/2019
Illinois
N19-004 Stephen M. Calk, The Federal Savings Bank, Chicago 5/24/2019
Removal / Prohibition Orders
No. Name/Bank/City Date
Ohio
2019-025 Troy D. Fabon, JPMorgan Chase Bank, National Association, Columbus 5/16/2019
South Dakota
2019-026 Kimberly Mertz, Wells Fargo Bank, National Association, Sioux Falls 5/16/2019
Terminations of Existing Enforcement Actions
No. Type/Bank/City/Old EA# Date
California
2019-028 C&D, JPMorgan Bank and Trust Company, National Association, San Francisco (EA# 2013-002) 5/24/2019
Delaware
2019-028 C&D, Chase Bank USA, National Association, Newark (EA# 2013-002) 5/24/2019
Missouri
2019-027 C&D, UMB Bank, National Association, Kansas City (EA# 2017-052) 4/24/2019
Ohio
2019-028 C&D, JPMorgan Chase Bank, National Association, Columbus (EA# 2013-002) 5/24/2019

Link:

OCC Notice